Select the preferred region/country and language from the list below:

Check this box to go to your preferred country/region and language homepage every time you visit www.standardandpoors.com.

S&P |

Find a Rating
S&P.com will be conducting routine maintenance Friday at 8pm through Sunday at 5pm, New York time. Site performance may not be optimal during this time. We apologize for the inconvenience and thank you for your patience.

Financial Institutions

Browse Ratings By Sector

 


Learn About Financial Institutions

Standard & Poor’s provides ratings on a broad range of financial institutions including banks; savings institutions; securities firms; mortgage institutions; finance companies; government-sponsored enterprises; asset managers; exchange and clearing corporations; and credit unions.  Standard & Poor's provides credit ratings on financial institutions as well as the specific debt instruments they issue.

To form our ratings opinions, our credit analysts review a broad range of business and financial attributes that may influence a financial institution's creditworthiness. Our business risk profile analysis incorporates such factors as country risk, environment, company position, business and geographic diversification, and management strategy. Our financial risk profile analysis incorporates such factors as risk management, capitalization, earnings, funding and liquidity, accounting, and governance.


Financial Institutions Ratings Criteria
For more information on how we analyze financial institutions, see our ratings criteria.

Related Information

Enterprise Risk Management
Key Analytic Initiatives for Financial Institutions
Ratings On Alternative Investment Managers
Exchanges and Clearinghouses
Covered Bonds


Article Spotlight


Contact Client Services

+44-(0)20-7176-7176

Contact Us