European Union Regulatory Disclosures

On October 31, 2011, the Standard & Poor's Ratings Services became registered as a Credit Rating Agency in the European Union. The following documents fulfill regulatory commitments in support of that application enhancing transparency of Standard & Poor's Ratings Services business operations in the European Union, which are currently conducted through Standard & Poor’s Credit Market Services Europe Limited; Standard & Poor’s Credit Market Services France SAS; and, Standard & Poor’s Credit Market Services Italy SRL.

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Ratings Methodologies, Models and Assumptions

Structured Finance Disclosure Site

ANCILLARY SERVICES

Potential Conflicts of Interest

Compensation Arrangements

Code of Conduct

Rating Publication Policies

Unsolicited Ratings Policy

Transparency Report

Other Disclosures